FAQ:
Will my car ins cover this?
My fiance got his truck stuck in our pond and I mean STUCK. It took a backhoe and two trucks to get it out. Ordinarily I would have being extremely upset with him but I know it was not his intentions to get the truck stuck. Alot of electrical stuff got wet and now I’m not sure if the truck will run again. He’s putting a new battery in to see if it will crank and if not go from there but since it was his fault and what not would the ins company cover it?
Answer by Ryan
It might not, but it depends on your policy you have.
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It doesn’t matter who’s fault it is. The collision and comprehensive insurance cover damages that are the result of an accident.
Most likely it will be covered as a flood claim which is comprehensive.
There may be an exclusion for off-roading that applies. You’d have to read your policy.
It should be covered if he has full coverage.If he only has liability then no.