Frequently Asked Question:

I had a car accident with no insurance what should i do?

Today i was going to whataburger to get hired to work there and i was turning left and a lady hit me from behind. It’s going down as my fault because i was in the middle lane turning left when the lady hit me from behind. She called the police and neither did me or her have insurance! she had like an f-250 heavy duty truck and i had a little fifth avenue Chrysler. what can i do? i was planning to get insurence tomorrow also.
got insurance today! anything else i can still do though?

Answer by gomanyes562
You can’t do much other than pay for your damage and hers, and then get insurance so it doesn’t happen again. Thankfully no one was hurt so the cost shouldn’t be too much.

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7 Responses to Question: I had a car accident with no insurance what should i do?

zanilth1984 says:

November 5, 2011 at 9:20 pm

Chances are you will both get tickets…However, I don’t see how it is your fault…If you were turning left in a middle lane designed for turning, then it is her fault for not stopping while you turned. I would contest the fault of the accident. Probably won’t stop you from getting in trouble for not having insurance, but will save you from any penalties when you do get insurance.
Flower Girl says:

November 5, 2011 at 9:52 pm

You should have your license suspended! You never should have been driving w/o insurance! It is people like you that raise the rates of the people that do have insurance!
Feline05 says:

November 5, 2011 at 10:24 pm

If she hit you from behind – it is not your fault. Do not pay her damages. As far as accidents go – it is always the person who hits from behind that are at fault. If you had your turn signal on and she saw it obviously it is her fault.
Coastcowboy says:

November 5, 2011 at 11:22 pm

Since neither of you have any insurance I would just tell her to pi$ $ up a rope. Let her sue — you think she really wants to stand before a judge?
Al M says:

November 5, 2011 at 11:30 pm

Short answer = shoot yourself.

You might not be able to get insurance, since you got a bad bad record, driving without insurance, then having an accident.

Longer answer = learn how to use the public transportation (busses, taxis, walking)
bundysmom says:

November 6, 2011 at 12:07 am

Start walking and maybe get more than 1 job b/c she’s gonna want you to pay for any damage she has, you’ll have fix your own damage, and the state is gonna fine you big time for driving without insurance. I do however, respect your honesty—many people turning left from the wrong lane always lie about where they actually were when they get smacked.
sarina says:

November 6, 2011 at 12:15 am

The insurance that you’re buying will not cover this accident. Since both of you are in the wrong and don’t have insurance you are lucky you did not get a citation or your car towed. If she rear-ended you and you were both in the left lane to turn then its her fault, but if you made a left onto oncoming traffic then it is your fault because you have to yield to them, and if you turned from the center lane or something then that is your fault as well…. See if you two can split the cost in half to make it even or if you are completely at fault based on the police report get an estimate for her car and get a copy of the estimate, not just her word, and pay up. You should have had insurance! I think it is great though that you are stepping up to resolve this instead of just driivng off… Best of luck to you and I hope you learned someting….