Frequently Asked Question:
Do insurance companies have a specific category for rock crawlers and how much does it cost to insure one?
I want to buy a rock crawler and the only reason I would probably insure it is just so I could drive it on the street ocassionally not as a daily driver that wouldnt be to smart anyway depends though
I dont care about all the little factors of the cost just an estimate for an adult and their are street legal ones out there
Answer by Larry E
If it’s going to be like the ones I’ve seen I doubt that it would be street legal so it would be non insurable.
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If you want to drive it on the street at any time, you’ll need an auto policy. Your regular auto company would be the first place to try, but there are surely specialty companies out there, too. The cost would depend on your location, age, experience…too many things to consider here. Try your regular agent first; if he/she can’t help, they may have sources for you.
I would try K&K Insurance from Fort Wayne, IN. (depending on where you live I guess) They are a recreational-type agency. We use them sometimes through our agency when we do not have a carrier for a certain type of risk.
http://www.kandkinsurance.com (They have a link to their Canadian site as well)
If it’s road legal, your insurance can cover it, but will probably need to inspect it first. Of course when you take it off road your coverage ceases.
As to cost, impossible to guess.