Crane: A crane mounted on truck droped the cargo on the truck itself, Is claim for damage to the truck valid?

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Question:

A crane mounted on truck droped the cargo on the truck itself, Is claim for damage to the truck valid?

The truck has a Comprehensive Motor insurance cover. There is no exclusion in the policy in respect of tools of trade.

Answer by Adacadus
The crane and the truck are one and the same vehicle, so I can’t see why a claim on fully comp. wouldn’t be valid.

If this is not the case, then the crane IS the cargo, so surely the claim would go to the insurer of the crane, and not the lorry.

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One Response to Crane: A crane mounted on truck droped the cargo on the truck itself, Is claim for damage to the truck valid?

  1. trashy says:
    August 11, 2011 at 5:47 pm

    read your insurance policy.

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