FAQ:
What can I do if during my car repo, the damaged my propertie?
My truck was parked all the way to the end of my driveway about 10 ft, they drove a tow truck on my driveway, to get it, I asked the guy to move his truck out of there, because I gave them my car keys, he lifted my car and played with it put it up an down, now the water pipe wich goes under that part of the driveway is trowing water like crazy in between the concrete slabs…what should I do…
Answer by Michael F
sue them its the American way
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Quite honestly I don’t think there is anything you can do about it. u can claimed they damaged it, but in the scope of it all, you aren’t trust worthy enough to pay for your car, now you are just mad because they repo’d it, so you will make up and excuse to get even…
I’m not saying that, I believe you but in a court or in a civil suit I don’t think they would put much trust in your testimony.
Seeing as you have no proof that the truck caused the damage (the driveway is designed to carry vehicles and a tow truck is not all that heavy) you have no recourse against the repo company!
Water pipes break all the time, especially in cold weather. You need to call a plumber and have your pipe fixed!
Just when you don’t have enough money to pay the car loan, now the water pipe breaks. Call a plumber and have them repair the pipe. Again the cost will fall on you. Unless you can prove some type of negligence or vandalism then you have no case against the repo company. You may be able to file a claim against your homeowners insurance policy. Although, I’m not too sure about that, but you could check.
Sorry to hear about your luck, but it is, what it is.
good luck
Ok here is the deal with this. After the repo-dude did a total bad job of taking that unit, if you did in fact give him the keys as you stated, the proper way to take that unit would have been to move his truck away from your home, in the street, took your unit and hooked it on the street. After you gave up the keys, the truck was then in his custody and he had no business on your property, his business was concluded. If he was one of mine, today, he would be looking for a job at McDonalds. Be that as it may. Here is what you are going to have to prove in order to get compensated:
1) That the driveway was in good repair before he bounced your unit.
2) That he and only he could have caused that damage
3) When you seen him bounce the unit, you notified him to get off of your property and he did not. This would have been a call to the cops for breach of piece.
4) When he did get off of your property you immediately noticed the damage, called the police to obtain the number of the repo company (if he did not give you a card) and then you should have notified his company before his azz ever landed in the yard to drop your unit. They should have met him at the gate.
Now if you missed a step as most people do the company is pretty much hold – harmless. But there are things you can do… (I am REALY going to be bummed if this lands on my desk)
Go to your neighbors and if they know that was in good repair before he bounced the unit, have them give a written notarized statement, friends are ok, family statements go to the garbage, frankly.
Call 3 people out to get estimates do not tell them what took place (wink) have them put it in their own words. The damage, how they think it was caused, and what it is going to cost to get it repaired.
Now you have to call the cops out and get a report for damage to personal property.
Don’t wait days to do it, I have no idea what company took it, but let me tell you about this business. EVERYONE has property that is torn up; EVERYONE had 1000’s of dollars in the unit when it was repo’d. EVERYONE has something wrong. We hear it all day long and can trap anyone up in it and send them packing, so you have to handle this exactly as I am telling you or they are going to send you packing as well.
Threats you can make. Attorneys? Most of us have several that are waiting for a real case, that don’t work here BUT tell them you are going to file a complaint with your State Attorney General Office and with the ICC if they have to be permitted as such, again not all states are. Also threaten to tap their bond. They will tell you to go a head and then panic. A bond tap is a bad tap.
If none of this works as it should, you need to find out from the police the name of the driver that took your unit and file directly against him. Last resort. My guys make an average of 2000.00 a week, this guy can afford it if he is any good at what he does, don’t sound like he knows a lot, but they pay dumb azzes the same as the smart ones. If you need more help I am an e-mail away.
Your driveway was in disrepair, or was not built to code. He has probably had that truck on hundreds of driveways without harm.
Or, the water main is improperly installed, probably too close to the surface, and not cushioned in gravel and sand as it is supposed to be.